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Fire & Water - Cleanup & Restoration

What To Expect After a Partial Fire Loss

10/11/2022 (Permalink)

Exterior of a window damaged by fire Exterior fire damage

What to Expect Following a Minor Fire Loss

When your facing a partial loss, it can seem like the entire world has fallen apart. However, this is not always the case. In many cases, partial losses can be addressed in a way that will get your life back to normal quickly and easily. You just need to know what to expect after a fire or another disaster happens in your home or business.

Size Matters

While partial losses do not have to cause as much damage as a total loss, they still cost money and time to fix. Why? Because they are often more expensive than a single replacement item would be if you were not suffering from a partial loss. For example, if your car is damaged in an accident and the door needs replacing but not the entire vehicle, you will likely have to pay significantly more for this service than if you had purchased just one new door instead of having it repaired at all.

A partial loss can take longer than expected to fix because there are multiple parts involved in any given repair job—and each part may need replacing before proceeding with the next step in fixing your home or business property after it's been damaged by fire or floodwater. This means that even though part of what makes up your building might still be OK after being flooded out (say because only one room was affected), it's gonna be harder work getting everything back together again once everything has dried out enough so that repairs can begin properly.

Before the Disaster

You should come up with a plan for when disaster strikes. Your plan should include information about how you will exit your home, where everyone is going to meet up after they leave their homes, and phone numbers of local shelters or hotel options in case everyone needs somewhere else to stay until the damage from the fire is cleared away (if this is possible). Make sure everybody knows what kind of clothing they need for different weather conditions as well as whether or not pets are welcome at these shelters or hotels.

You should also create a checklist of what items need to be taken out first during an evacuation so that when things get hectic there will still be time left over at the day's end for everything else—including saving some money on insurance premiums by making good decisions now.

Take Action Quickly

Partial loss fire restoration can be a stressful process. However, it's important to remember that there are many steps you can take to speed up the process and make sure your home is restored as quickly as possible.

Ventilation is key in a partial loss situation, as smoke damage will occur if the area isn't properly ventilated before any work begins on restoring the property.

Once you've decided whether or not it's safe for your family or pets to return home (or if they should stay somewhere else), ask your property manager about how long it will take for repairs to be completed so that you can plan accordingly. If there's damage from flooding, it's best to wait until after all repairs have been made before moving back into your house; this will allow any mold present in your walls time enough to dry out without being exposed again by living within those walls at a high humidity level day after day.

Insurance Coverage

Insurance companies generally pay for certain types of repair work when it comes to water damage restoration, so it's important that you know what kinds of repairs they cover, but they don't cover everything. For example, if there are any items missing from your home after a flood or sewage backup (such as furniture or appliances), then the insurance company may not be responsible for those losses unless they were specifically listed on your policy as being covered by the policyholder at no extra cost. Similarly, if some parts of your house have been damaged by mold growth during this time period then those costs aren't typically covered under most policies either since mold growth is considered an "act of nature" which usually isn't included in most standard forms within homeownership programs in particular situations like these ones.

A partial loss can be a scary thing, but it doesn’t have to be. If you take the right steps and do your research beforehand, then you can minimize the damage that comes with these kinds of fires. When you experience a loss - partial or whole, SERVPRO of Affton/Webster Groves is here to help restore your St. Louis home or business.

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