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Fire & Water - Cleanup & Restoration

How Can You Know Your Flood Risk?

1/11/2021 (Permalink)

Flooded homes and destroyed community small town It is important to know your flood risk

Every location, even Affton, MO, is at risk of flooding. The biggest challenge is interpreting flood maps, so you know your flood risk.

What Are the Zones?

These are different areas that determine your risk of experiencing a flood and dealing with the consequences, such as finding a remediation company. There are three types of flood areas, including:

  • Low-risk zones
  • Moderate-risk zones
  • High-risk zones

What Are Low and Moderate-Risk Zones?
Low and moderate-risk areas are designated by the letters B, C, and X on flood maps. There is less chance that you will experience a flood in a flood zone with one of these designations. However, the risk is not completely removed. You should still consider flood insurance if you live in one of these areas.

What Are High-Risk Zones?
A high-risk flood zone will be marked with an A or V on a flood map. These locations are considered at-risk of experience a flood. If you live in one of these areas, you will likely be required to have flood insurance.

How Can You Find Your Zone?
To determine your flood zone, you can check your community's flood maps. Each zone will have different risk, as marked on the map, impacting your flood insurance requirements and cost. You can also find your zone online through the Federal Emergency Management Agency's website. Here, you will be able to check the local topography and see what puts an area at-risk. This will be helpful when you are looking to move to a new location or are keeping an eye out for anything that could change the status of your zone.
It is important to know your flood risk. That way, you can take measures to protect your property against storm and water damage. Knowing where to look and how to read a flood map can help you figure out your zone.

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